Policies are subject to change without prior notice.

PLEASE READ THIS AGREEMENT CAREFULLY PRIOR TO PLACING AN ORDER, ENROLLING IN A WORKSHOP, SPENCER INSTITUTE COURSE, IMPACT, TACTIX, MATRIX MIND, FITNESS FORTUNES, SERVICE OR MEMBERSHIP WITH JOHN SPENCER ELLIS ENTERPRISES, INC. (“JSE”). THIS AGREEMENT IS A LEGAL AGREEMENT BETWEEN YOU AND JSE. BY CLICKING THE “SUBMIT ORDER” BUTTON, OR BY ORDERING OVER THE PHONE, ENROLLING IN A WORKSHOP, COURSE, SERVICE OR MEMBERSHIP WITH JSE, YOU AGREE TO BE BOUND BY THE TERMS OF THIS AGREEMENT. IF YOU DO NOT AGREE WITH THE TERMS OF THIS AGREEMENT, DO NOT CLICK “COMPLETE ORDER” AND DO NOT COMPLETE OR PLACE THE ORDER.

If you do not understand our policies, please contact us prior to ordering. Pricing is subject to change without any prior notice.

Spencer Institute is a division of  John Spencer Ellis, Enterprises Inc. and the following policies and terms applies to all Spencer Institute programs.  Click here to be redirected to the Spencer Institute web site to read policies in detail.

Digital Downloads and Online Learning Program Terms

Please review our refund policy carefully. Upon ordering, creating an account and by logging in to any online learning system or accessing and/or downloading any digital product(s) the user has read and agreed to the policies as listed on this page. The following programs, services, membership subscriptions and fees are all non-refundable. No trial periods, no refunds.

  • Online, digital delivery or downloadable programs are non-refundable
  • Membership subscriptions (IMPACT, TACTIX, Matrix Mind and Fitness Fortunes) are non-refundable
  • IMPACT Method and TACTIX programs are non-refundable
  • Shipping, exam and administrative fees are non-refundable
  • Apprentice programs or specialty services provided by John Spencer Ellis Enterprises are non-refundable.

IMPACT Method Program Agreement and Terms

Please read the terms and agreement for the IMPACT Method prior to completing your order. If you agree to the terms at the time of ordering, you are agreeing to the terms as presented here: http://www.impactmethod.com/policies-legal.html. Once the order is shipped, there are no refunds. Initial program cost and all monthly fees are non-refundable. If you continue with Fitness Fortunes coaching beyond 2 months, it’s then $57/month. No obligation. Cancel any time. No questions asked. You get to continue using all the IMPACT materials even if you cancel Fitness Fortunes.

TACTIX Method Program Agreement and Terms

Please read the terms and agreement for the TACTIX Method prior to completing your order. If you agree to the terms at the time of ordering, you are agreeing to the terms as presented here: http://www.tactixmethod.com/policies-legal.html. Once the online program is accessed, there are no refunds. Initial program cost and all monthly fees are non-refundable.

The Compass Guide to Wealth Creation & Ultimate Life Coach Business Book

When you request either of these free products, you will receive educational and promotional emails from Topher Morrison, Inc and John Spencer Ellis Enterprises, Inc.

The Client Grabber Membership Agreement and Terms

Membership can be canceled at any-time.  We must receive cancellation notices 48 hours prior to processing the next monthly fee. We will not accept verbal cancellations. Cancellations MUST be received in writing, no exceptions. To cancel your membership, please email cs@nestacertified.com. 90-day money back guarantee offer is valid when you do the following to verify you gave the correct/full effort to make The Client Grabber work. Submit screen shots (screen images) of your Client Grabber ads on Craigslist, BackPage, Kijiji. You must include screen shots of at least 2 ads posted each week for all three months of your Client Grabber membership. Without all screen shots to show you gave a full effort, no refund is given. Attach screen shots to your cancellation request to cs@nestacertified.com.

The Matrix Mind Membership Agreement and Terms

Membership can be canceled at any-time. All monthly fees, including the initial fee paid prior to cancellation are non-refundable. We must receive cancellation notices 48 hours prior to processing the next monthly fee. We will not accept verbal cancellations. Cancellations MUST be received in writing, no exceptions. To cancel your membership, please click on this link and submit this form: http://www.thematrixmind.com/cancellation.php

Fitness Fortunes Membership Agreement and Terms

Membership can be canceled at any-time. All monthly fees, including the initial fee paid prior to cancellation are non-refundable. We must receive cancellation notices 48 hours prior to processing the next monthly fee. We will not accept verbal cancellations. Cancellations MUST be received in writing, no exceptions, and email cs@fitnessfortunes.com.

Fitness Fortunes Live Event Cancellation Policy

Any cancellation within 5 days of the event will result in a 20% cancellation fee. No exceptions. You may withdrawal from the program after attending the first full day (Saturday), and receive a 100% refund on your admission fee. If you decide to withdraw and get a refund, you cannot attend the event on Sunday. No refunds after Saturday. No refunds can be given due to “acts of God”, extreme weather, delayed or canceled flights, or personal scheduling conflicts. We have the right to refuse service/access to anyone.

Life Strategies Coach Live Training Programs

Any cancellation within 5 days of the event will result in a 20% cancellation fee. No exceptions. You may withdrawal from the program after the first day and receive a 50% refund. No refunds after the first day. Live training workshops may require additional projects or testing to earn your certification.

Payment Methods

All courses must be prepaid in full.  No personal checks, C.O.D’s or purchase orders are accepted. We do accept money orders and bank checks. We accept MasterCard, Visa, Debit Cards, Discover, American Express & Company Checks. JSE may offer payment plans on specific programs (please refer the program or service for details) and will not be issued an exam login or certificate until payment in full is received.

Ordering

You may order secure online 24 hours a day! You will receive all the material and benefits shown for that program when you place your order. Program access will be emailed after check has cleared. Credit card orders will be processed immediately. Any fraudulent use of a credit card is punishable to the fullest extent of the law.

Discounts or Sale Pricing Offers

Offers given after a program has been purchased will not be adjusted. Pricing is “as listed” at the time of purchase. No credits or adjustments will be issued after a program is purchased.

Exchanges or Transfers

There are no exchanges or transfers.

Administration Fees

If a student requires additional documentation from JSE (copy of certification, verification of certification, transcripts etc.) the student will be responsible to pay $25 for additional assistance outside of the normal customer support assistance.

Discontinued Programs

JSE cannot replace programs that are no longer in production or have been discontinued.  The certificate will continued to be honored by cannot be replaced if the certificate is lost or stolen.

Lost or Stolen Digital Files

JSE is not responsible or required by law to replace any lost or stolen digital files.

Privacy Policy

JSE will not discuss a student’s account with anyone other than the student, unless the student provides permission in writing. Limited student information (verifying membership or graduate) information can be released to an employer unless the student has requested to seal their records.

JSE will NOT release the following information to anyone other than the student:

* Student contact information (email, address, phone number, etc.)

* Exam scores

* Payment information

* Student history

Students can opt-out of our verification program and keep their records sealed at anytime. Please contact our customer service department for more information.

Periodically, we will distribute an email or direct mail to let you know about local workshops, new programs, and special announcements.

Customer Service and Education Support Service

Support services for all JSE and Spencer Institute home-study online learning programs are provided by NESTA (The National Exercise and Sports Trainers Association). Please click here for contact information.

Mission Statement, Philosophy & Code of Ethics

Limitation of Liability

Under no circumstances shall JSE be liable for any losses or damages whatsoever, whether in contract, tort or otherwise, from the use of the information provided in our business development programs, educational products, or consulting services.

For purposes of this section, JSE shall include John Spencer Ellis Enterprises, Inc and its divisions, subsidiaries, successors, parent companies, and their employees, contractors, partners, principals, agents, and representatives, and any third-party providers or sources of information or data.

When you order any JSE (or JSE affiliate) educational or business program, you accept and agree to adhere to the JSE Code of Ethics. You hereby certify that the information given to JSE is true, complete and correct. You further understand if any of this information is later determined to be false, JSE reserves the right to revoke any certification (or certificate) that has been granted on the basis hereof. You further understand that JSE certification does not certify or in any way guarantee the quality of your work as a JSE-certified professional. You therefore agree to indemnify and hold harmless JSE, its officers, directors and staff from any claims due to negligence, omission or faulty advice that I may give to clients as a JSE-certified professional. I understand that JSE is not responsible for any actions or damages from any person arising out of my work as an JSE-certified professional.

EARNINGS DISCLAIMER

ANY EARNINGS OR INCOME STATEMENTS, OR EARNINGS OR INCOME EXAMPLES, ARE ONLY ESTIMATES OF WHAT WE THINK YOU COULD EARN. THERE IS NO ASSURANCE YOU’LL DO AS WELL. IF YOU RELY UPON OUR FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL. WHERE SPECIFIC INCOME FIGURES ARE USED, AND ATTRIBUTED TO AN INDIVIDUAL OR BUSINESS, THOSE PERSONS OR BUSINESSES HAVE EARNED THAT AMOUNT. THERE IS NO ASSURANCE YOU’LL DO AS WELL. IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL. ANY AND ALL CLAIMS OR REPRESENTATIONS, AS TO INCOME EARNINGS ON THIS WEB SITE, ARE NOT TO BE CONSIDERED AS AVERAGE EARNINGS. THERE CAN BE NO ASSURANCE THAT ANY PRIOR SUCCESSES, OR PAST RESULTS, AS TO INCOME EARNINGS, CAN BE USED AS AN INDICATION OF YOUR FUTURE SUCCESS OR RESULTS. MONETARY AND INCOME RESULTS ARE BASED ON MANY FACTORS. WE HAVE NO WAY OF KNOWING HOW WELL YOU WILL DO, AS WE DO NOT KNOW YOU, YOUR BACKGROUND, YOUR WORK ETHIC, OR YOUR BUSINESS SKILLS OR PRACTICES. THEREFORE WE DO NOT GUARANTEE OR IMPLY THAT YOU WILL GET RICH, THAT YOU WILL DO AS WELL, OR MAKE ANY MONEY AT ALL. THERE IS NO ASSURANCE YOU WILL DO AS WELL. IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL. INTERNET BUSINESSES AND EARNINGS DERIVED THERE FROM, HAVE UNKNOWN RISKS INVOLVED, AND ARE NOT SUITABLE FOR EVERYONE. MAKING DECISIONS BASED ON ANY INFORMATION PRESENTED IN OUR PRODUCTS, SERVICES, OR WEB SITE, SHOULD BE DONE ONLY WITH THE KNOWLEDGE THAT YOU COULD EXPERIENCE SIGNIFICANT LOSSES, OR MAKE NO MONEY AT ALL. ALL PRODUCTS AND SERVICES BY OUR COMPANY ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. USE CAUTION AND SEEK THE ADVICE OF QUALIFIED PROFESSIONALS. CHECK WITH YOUR ACCOUNTANT, LAWYER OR PROFESSIONAL ADVISOR, BEFORE ACTING ON THIS OR ANY INFORMATION. USERS OF OUR PRODUCTS, SERVICES AND WEB SITE ARE ADVISED TO DO THEIR OWN DUE DILIGENCE WHEN IT COMES TO MAKING BUSINESS DECISIONS AND ALL INFORMATION, PRODUCTS, AND SERVICES THAT HAVE BEEN PROVIDED SHOULD BE INDEPENDENTLY VERIFIED BY YOUR OWN QUALIFIED PROFESSIONALS. OUR INFORMATION, PRODUCTS, AND SERVICES ON THIS WEB SITE SHOULD BE CAREFULLY CONSIDERED AND EVALUATED, BEFORE REACHING A BUSINESS DECISION, ON WHETHER TO RELY ON THEM. YOU AGREE THAT OUR COMPANY IS NOT RESPONSIBLE FOR THE SUCCESS OR FAILURE OF YOUR BUSINESS DECISIONS RELATING TO ANY INFORMATION PRESENTED BY OUR COMPANY, OR OUR COMPANY PRODUCTS OR SERVICES.