This article will disseminate the top tips on what you should do if you are involved in a vehicle collision.
1. Exchange insurance information with other parties involved in the accident
In all states, the law requires that you share your insurance details with other parties involved in the accident when you are requested to do so. Further, you are also required to cooperate with the police in their investigation of the accident. However, be careful to avoid providing any incriminating information to officials investigating at the accident scene since any statements you utter can be used as evidence against you later.
2. Ensure that you report the accident to the police
State law stipulates that you must file an accident report if you are involved in an accident that leads to injuries or vehicle damages that exceed $500.
3. Inform your insurance company immediately
If you do not inform your insurers that you were involved in an accident promptly, the process of claiming compensation for damages may become arduous and complicated.
4. Ask your insurer to detail what your accident liability policy can cover
Depending on your policy, you may be able to get compensation for vehicle repairs, income loss and medical bills from your own insurance company. If you have a comprehensive policy that can cater for such damages, your insurer can help you get back on your feet as you pursue compensation from the party that was liable for causing your collision.
5. Ensure that you cooperate fully with your insurer
Before compensating you for your losses and damages, your insurer may ask for you to provide details on what transpired prior and during the accident. Further, they may also ask to inspect your vehicle in order to assess the level of damages. Failure to cooperate fully with your insurer could void your policy denying you the chance to get compensated.
6. Avoid making deals with other parties involved in the collision without first seeking legal advice
NEVER sign any documents with other parties involved in the accident, their lawyers or their lawyers without first getting expert legal advice. If you make any deals without legal advice, you can end up giving up your rights or voiding your chances of getting a better compensation deal.
7. Do not give statements if your lawyer is not present
You do not have any obligation to give written or oral statements to people representing other parties who were involved in the accident. Remember that any information you provide can be distorted and used against you later when you are seeking for compensation.
8. Get checked by a doctor without delay
Even if you think that you are not hurt after an accident, ensure that you seek medical assistance. Ensure that you follow the advice given to you by your doctor. Failure to seek medical assistance or follow the directions given by your physician can hurt your case when filing a compensation claim.
9. Document all expenses you accrue as a result of the accident
Ensure that you keep a detailed and comprehensive record of your medical bills as well as any other expenses that start piling up after your accident such as any income you lose when seeking treatment for your injuries. These documents will be critical supporting evidence when you are filing your claim against the parties liable for causing the accident.
10. Hire an experienced auto accident lawyer as soon as possible
Most skilled car accident attorneys like Stephens Law Firm Accident Lawyers tend to offer accident victims free consultations before taking on cases. After being involved in an accident, you should engage the services of an attorney without delay. A lawyer will advice on the best process to follow when seeking compensation and work hard to ensure you get justice and are fully indemnified. Keep in mind that auto accident victims who are represented by skilled lawyers tend to get up to thrice the amount that people who pursue compensation without legal representation get.
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