Are You Lucky or Good?

[ad_1] In a recent post, I focused on many people’s desire for a 100% chance of not running out of money in retirement. The way calculators define retirement “success,” i.e. not running out of money regardless of how much you have at the end of your life, reinforces this notion. This ignores the counter risk […]

The Million Dollar Service Business Playbook

[ad_1] Podcast 46:07 | Download | Spotify| Stitcher | iTunes In this week’s episode Dan and Ian discuss the importance of the concept of Labor Efficiency Ratio (LER), to scale your business to a million dollars in revenue. They highlight the challenge of transitioning from being a craftsperson to a CEO and the importance of […]

A Local’s Guide to Dining Out in NYC

[ad_1] NYC offers an endless amount of incredible eateries and international cuisine. And when they say it’s the city that never sleeps, the food scene is included in that famous slogan.  I’ve lived in New York City for nearly a decade and tried hundreds of great restaurants. The unbeatable food scene truly makes the city […]

The California Effect

[ad_1] One of the reasons I don’t write as often these days is that my life has gradually evolved into a Personal Finance Bubble.  The people around me have learned to be purposeful with their money, which means they now have plenty of savings and never have to stress about the stuff. Good ideas have […]