Will you start a Product or Service Online Business? How about Both?

You have many choices when it comes to running an online business. Will you offer a product-based business? Or, will you offer a service-based business?

You have many choices when it comes to running an online business. But, essentially, it comes down to two choices. Will you offer a product-based business? Or, will you offer a service-based business? A product-based business is when you sell any product.  It could be something home-made you sell on ETSY. It could be selling […]

Before You Build a Brick-and-Mortar Business

Some people have a dream of building a brick-and-mortar business in their local town to serve the community. At first, it seems like a great idea.

Some people have a dream of building a brick-and-mortar business in their local town to serve the community. It could be a coffee house, a boutique salon, spa, gym or seaside bike rental service. At first, it seems like a great idea. Then, reality sets in. You are tied to that business. Over time, you […]

How and Why I Reduced my Expenses $7,000 Per Month

How and Why I reduced my Expenses $7,000 per Month

Yes, I reduced my monthly bills by $7,000. First, I realize that number may seem high, or not possible to reduce expenses by that much.  I am counting personal, household and business expenses. So, all together, the reductions added up to 7k. QUICK NOTE: I think that far too many people waste money on trinkets, […]